About Us
Our team has been servicing the Paris community since 1935. Our goal is to meet and exceed all of your expectations by utilizing all of our resources to design insurance programs for you and your businesses.
Personal Insurance
Helping you determine what coverages are right for you -- whether your home, your car, or your valuables is our number one priority. We will diligently represent you with our carrier partners to insure you have adequate coverage at a price you can afford.
Business Insurance
As a business owner, you have many a sleepless night worrying about your business and your employees. Let our team help you by designing an insurance portfolio that protects you, your business, and your most important asset, your employees.
Client Service Center
Client Service is very important to us. No matter what time of the day or night. We have prepared our Resource Center with tools, forms, and quote requests, to make it easy to contact the agency.

Business Insurance

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Useful Tools

Frequently Asked QuestionsFrequently Asked Questions
Glossary Terms You Should KnowGlossary Terms You Should Know
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Trucking

Obtaining the right insurance for your operation is serious business, so leave it to us.  We specialize in complete insurance coverage and packaged solutions for your company's needs, including: fleet, tractor/trailer, drive-away contractors, dump, bobtail, flat-bed and more!

We have years of experience and a dedicated staff with significant knowledge and understanding relating to the trucking industry. We know how to develop and maintain insurance and risk management programs that are comprehensive and cost effective.

Dedicated service and knowledge has kept our clients feeling secure about who is handling their insurance needs. We know that different businesses have different commercial vehicle insurance needs. By offering flexible policies from various insurance carriers, we provide you with assurance that your policies are the best available in today’s market.

Whether your risk is local or long haul, we can offer a program tailored to your specific needs.  

Highlight of Insurance Coverages Available

  • Truckers Primary Liability
  • Non-Trucking (Bobtail) Liability
  • Truckers Physical Damage
  • Motor Truck Cargo
  • Trailer Interchange
  • Workers Compensation
  • General Liability
  • Property Coverage
  • Excess/Umbrella Liability
  • Occupational Accident
  • Warehouse Legal Liability
  • Lease/Loan Gap Coverage
  • Contingent Cargo

Vehicles – there are a lot of different types of vehicles out there, and chances are we insure them!  Here is a sample list – but certainly not all inclusive – of the vehicles we insure.

  • Tractor/Trailer
  • Straight Truck
  • Dump Truck
  • Flatbed Truck
  • Refrigeration
  • Hot Shot
  • Tow Truck
  • Garbage Truck
  • Cargo Van

Some of the Insurance Coverages We Offer

Truck Liability insurance

This is usually the most costly portion of any trucking company's insurance package. Protecting you from damage or injuries to other people as a result of truck accidents this coverage is also mandated by the State and Federal agencies and a form of proof is required to be sent to them.

General Liability Insurance

As the name implies this coverage pertains to very broad coverage. Protection for injuries or property damage sustained while on your premises, using your products or services, or because of a breach of contract are some of the more customary types of risk this coverage is intended for.

Motor Truck Cargo Insurance

The transporter of freight and commodities assumes responsibility for the cargo they have taken control of. The amount of that responsibility should be clearly established and understood by both the shipper and the transporter before the shipment is moved. This is usually done by contract, by bill of lading disclosure, or by published tariffs. Unfortunately, this level of detail is often overlooked by both parties.

Bonds & Workers Compensation Insurance

Bonds, for fuel taxes and motor carrier authority, are frequently required by trucking firms. Custom bonds, performance bonds, and other bonding demands are readily available.